Homeowner's Insurance   The State of Wisconsin Office of the Commissioner of Insurance offers the following guide: Consumer's Guide to Homeowner's Insurance This guide explains: Why you need Homeowner’s Insurance The basic coverages included in homeowner’s policies What you should do if you have a loss Tips on loss prevention Lender requirements The Wisconsin Insurance Plan Premium tables for four hypothetical examples The cost of insurance …and much, much more The Consumer's Guide to Homeowner's Insurance is available to be downloaded below. Note: you will need an Adobe Acrobat Reader to view or print this publication, which you can download at no cost from Adobe.  Click here to download